Toni Morrison Is Adulthood inevitable Essay Example | Topics and Well Written Essays - 1250 words

Toni Morrison Is Adulthood inevitable - Essay Example She stated that each phase of individual’s life is very important and has to be experienced with the greatest enthusiasm. Since she herself is an adult now, and she practices what she preaches, so there is nothing more satisfactory than becoming the adult in mind and heart. Morrison explained brightly that adulthood is about being content with the present, happy with the rewards one gets, and also work hard every day to make ones adulthood fulfilling. I completely agree that an individual needs to be in the present moment and be happy in that because the present is what matters the most since the past is gone and future is yet to be experienced. Living this way not only enlightens the present, but also the past and the future since one has lived every moment happily as the past and such a philosophy lays the basis of a bright future ahead as well. Morrison defined true adulthood in terms of the ability of an individual to take responsibility for his/her actions. This only can be achieved if people understand their role in the society in addition to just thinking about their personal well-being. It is not the chronological age, white hair or time period that defines adulthood. Adulthood is defined by an individuals attitude and approach towards life. As individuals, we have to choices. First; we can be selfish and take care of our own needs, and safeguard only our own interests, and second; we can live for more than ourselves, that is to say that we live for others and try to make a positive change in their life. If we adopt the first approach towards life, adulthood for us does not get inevitable. But if we choose to adopt the second approach towards life, adulthood for us gets inevitable. Hence, to say that adulthood is inevitable and generalize it for all people is wrong because there are many people who live and care only for themselves, so they are not included in this category. However, for the rest, who live and care for others, it can

Accountability and KPI in M-Form Organization Essay

Accountability and KPI in M-Form Organization - Essay Example    Accountability means being answerable to the consequences of one’s actions in the business organization by virtue of the exercise of power given. Personal accountability is preparedness to have responsibility for the consequences of a person’s actions.The leaders and managers of organizations need the same in order to be able to deliver results. They could do the same by first setting a measurable a target to investors that would amount to a promise or commitment. This is where the concept of accountability would have its value at is would mean the leaders and managers can be considered reliable, dependable, or trustworthy in their promises. That what they speak or tell or promise as the organization takes risk its activities would come about. Thus, accountable people are known to have integrity. Investors would, therefore, expect prudence, competence, and wisdom from leaders on how they will deliver on their promise. If they promise a too rosy or optimistic pictur e, they could lose their reliability to investors. They would lose their being honorable. In effect to have accountability is to have honor which must be had in the responsibility, to tell the truth and to have fidelity to their promise. A corporate report that something external and went beyond their control could be acceptable to still to investors and stockholders if such was the truth and these leaders or managers have indeed been faith to their commitments but investors would understand if them if the latter have integrity.   

Nursing Theory Critique Essay Example | Topics and Well Written Essays - 250 words

Nursing Theory Critique - Essay Example The significant influence of the theory is the need for congruency in therapy as well as empathetic understanding to the client. The theorist provided a logical statement on the problem-solving approach that can be easily used by practitioners to show different activities within their nursing practice. The method is general to clients with particular health needs and specific health needs and specific nursing problem. The theory is much practical and helpful to the healing process by providing a concept of problem-solving techniques. The theory provides an understanding and a way of predicting outcomes by recommending treatment regimens that people should follow to achieve good health conditions. The theory suggests that a correct diagnosis and effective medical treatment are significant activities to survival and the quality of life of an individual. The theory has guided great deal of research on coping with health threats. The theory focuses on personal cognitive understanding of health problems and ways of solving them. The research done by the Leventhal’s Common Sense Model in 1984 is an example of this theory. The strength of this theory includes the fact that various nursing activities its approach. The language used in this method is also simple and clear. The theory pays little attention to what the client achieves when provided with client care. The theory also fails to offer a perspective on humans and

PETITION FOR UNSPONSORED LEARNING Essay Example | Topics and Well Written Essays - 2000 words

PETITION FOR UNSPONSORED LEARNING - Essay Example We raised her and provided all her physical and emotional needs. Unfortunately, my wife and I separated in March 2006. In the intervening period, we tried our best to sort out the seeming differences between us. Nevertheless, all the efforts failed to bear fruit. Consequently, the marriage was finally dissolved a year and seven months after the initial separation. Just like my wedding seven years earlier, my divorce in October 2007 was a fundamental event in my life with wide-ranging effects on my young family. After the conclusion of my divorce, I was awarded full custody of my minor child. Although I was ecstatic at the opportunity of raising Jordan to maturity, I was aware of the fact that such a monumental task would run me to the ground. Nevertheless, I was determined to do my utmost so as to fulfill all my obligations. There are various significant events that influenced the experiences discussed in my learning assignments. The first major event came after my graduation from high school in June 1998. In August 1999, I formed my company and gained my first shot at autonomy. The beginning of my work experience formed the first step in a long line of employment positions that I was privileged to hold from then onwards. Another significant life event that shaped my life was my marriage in May 2000. My wife and I had been acquainted since childhood, and the sense of attraction had grown over a long period. Therefore, it was extremely satisfying to tie the knot finally and have her as my wife. The start of my marriage coincided with the beginning of my professional career. I teamed up with my wife and formed a business called Accurate Answers. The company began operations in January 2001, barely a few months after our wedding. The corporation offered DNA and drug testing services. Accurate Answers provided onsite drug testing for county courts, consumers, and businesses. The success of our marriage coincided with the

The point in my career Essay Example for Free

The point in my career Essay I never thought of myself as being confident or even reliable.   It sounds worse than it is, I actually never committed to a job or a project that I felt I could not complete.   But I was at a point in my career or even in life in general where I was ready for a major challenge.   I applied for a job with a large school district in the area for an Associate Director position.   This was a big step for me since I always felt my work was nothing out of the ordinary. Part of the interview process was to answer the question, why should we hire you.   In my thought process I began realized the great achievements I have had in my previous jobs.   I talked about my duties and responsibilities, my projects and accomplishments.   I told them how I completed a 5 year back log that no one wanted to touch on my first three months of my first job.   I recalled how appreciative school administrators were when I was able to help them understand their school budget and financial condition. I explained my participation in developing an integrated financial system for the largest school district in the State.   As I answered this question and many more like it, I realized that I am a reliable person that can take on challenges and be sure to complete them.   I also told them about a 2 year program I completed in School Business Management.   I am knowledgeable, innovative and dependable.   My interview was beginning to be impressive.   My confidence during the interview was obvious but appropriate. I ended up getting the job as Associate Director and I entered that position with great confidence.   I knew I had the skills and determination to succeed in that position. I no longer doubted my reliability because in retrospect, I have been extremely reliable exceeding all expectations.   I was able to accomplish major projects in that position and serve my employers and community well.

Dating Single Parent Essay Example for Free

Dating Single Parent Essay Dating and the Single Parent is a book five star book, because Deal has done a marvelous job presenting useful steps for single parents who are divorced and is thinking of re-entering back into a dating relationship, or even remarrying. The book is divided into sections of dating to present a sequential sequence of steps to determine whether the single parent is ready, and what right decisions they need to make if they have children. The book is honest, and practical when it comes to addressing situations that every single parent goes through while trying to reenter the dating life. The book presented questions along with real life realties of dating when there are children involved in the mix. Deals admiration how the book as written from a strong biblical perspective. Deals main goal in this book is to motivate its readers to do the necessary work of a relationship building. The Appendix 2 of the book begins with a sample purity pledge. This section of the book organized activities for dating couples to involve in, such as flirtation and hugging, without having to be sexual involved with one another. Section one of the book focuses on dating with kids and dating willingness. Before an individual is ready to date the individual must have a goal in dating. Deals helps single parents determine whether or not they are ready to re-enter back into the dating world. Some single parents are single due to previous marriages that failed, which lead to divorce. Deal describes divorce as a traumatic experience. Yet some single parents never really get over the horrifying experience of divorce and remain single. But Deal has puts together a checklist to help single parents determine whether or not they are ready for the dating world Deal presents biblical principle throughout the book reminding single parents to always put God first in any relationship decision they decide to make. The part that stood out to me the most in this section was the discussion on when children are involved, how dating gets complicated. Ron Deal gives excellent advice on how to determine if kids are ready for dating, what to expect when dating a single parent, and things to consider before getting engaged, and growing the family into a step-family. Section two gives people supportive advice on right places to capture love. The section is split up into chapters labeled as â€Å"yellow light,† â€Å"red light, â€Å"and â€Å"green light.† Deal provides warning  signs that people should take into consideration when trying to date the opposite sex. Signs that single parents should take into consideration is â€Å"how will this person influence the kids?† â€Å"Is the man willing to date the person and their kids?† Last section Ron Deal provides readers with valuable guidance on marriage commitment, and step families. Deal’s has developed an interest ing perception on step-families. Throughout schooling many people have been taught that blended families were made up of step-families. But Deal argues that step-families should not be looked upon as blended families. Deal encourages single parents to take their time on dating and to trust in God for pursing a health Christian based relationship. Dating and the Single Parent Book so remarkable, because often time’s single parents suffer with trying to regain love, along with trying to find someone to accept their children. Deal offers awesome pointers to finding a relationship with kids, dating, and finding long lasting love. Discipline should always be done with love and with Gods approval, but not to make the children angry Ephesians 6:4(King James Version). Potential Use for Premarital Christian Couples The book, Dating and the Single parent does an excellent job at studying the difficult process of finding love in the center of having children and trying to date. Ron Deal does a marvelous job at citing biblical principles for single parent to follow while dating. I believe it’s unique that Deal offers biblical insight throughout the book. For example Deal refers to Christianity and faith in god when discussing learn all you can about stepfamily living. For example I’ve personally herd family members and friends say that stepfamilies are not Gods ideal for the Christian house hold. Many people believe this tale because they feel as though stepfamily ministry lessen to what God intended. I believe that Deal presents valuable content to premarital couples in the church, since church is the place where all types of families meet to hear spiritual teachings. Deal encourages couples to lean all you can about how stepfamilies function, operate best, and why they have the uni que complexities that they can do. Blended step families seems to be a growing trend in the United States of America. In fact blended families have been around since Christ created earth. Remarkable fact Jesus Christ was a part of a blended family. Remember Mary  and Joseph were in a commitment when she told Joseph she was pregnant. Mary and Joseph had not been sexually intimate when Mary told Joseph she was with child. At times Joseph thought about leaving Mary, but did not. Joseph chose to sick by his pregnant fiancà ©e, who he thought had betrayed him. Joseph was willing to go through the battle of scorn and believed in God. Joseph accepted Gods calling for him to love and care for Mary and Jesus. Ironically when you look at family dynamics point of view you can recognize that Christ, Joseph, and Mary were a blended family, a non-traditional unit. It’s very interesting to study that Christ came into the world experiencing a blended- family. In addition, Deal discusses how it is important for singles to take a good look at themselves in the mirror before trying to date again. When self is able to look, examine them they are able to piece together their motivations for dating, fears, loneliness, and unresolved hurt. In order for an individual to move forward in a healthy relationship one must be able to trust God when making future dating decisions and choices during dating process. Ron Deal teachings in his book presented challenges that face today’s modern Christian blended families. Deal presents awesome techniques to help strength relationships. Ron deal helps single parents and those who are dating understand unique family dynamics. Ron Deal help parents recognize that their families are lobed and favored by God. Critique As a future professional counselor, and friend to others, professional counselors should recommend this book to any person who is single with children, and or someone who is dating an individual who has children. Ron Deal has developed a straightforward spiritual guidebook for Christian single dating. The book Dating and the Single Parent opened up my eyes about the truths of relationship and family compatibility, by presenting scenarios to help me make decision.. It was great the way the author Ron Deal incorporated biblical teachings. Like Ron Deal teaches when a single parent is dating or thinking about remarrying someone, they should choose someone who involves setting a godly example for children and blessing them as God blessed us. Deal suggest all throughout the book for single parents whom are dating to â€Å"trust in God to manage the relationship.† Building a family after being single for so many years takes courage, perseverance,  tough skin, and determination. As mentioned earlier the bible presents many teachings of blended families, like Christ family with Joseph being Christ stepparent. I believe that Ron Deal book goes into great deal about giving guidelines for Christian families experiencing dating, and second marriages, while following biblical principles As Christian stepparents, it is important that they love children who are involved in the family unconditionally. Ministry teaches that it’s important that you don’t marginalize your step kids. It is important that the family that it is forming has some kind of respect and acceptance form one another in the family. As a new parent (step) entering the family they must submit themselves to the children with their heart. Another important principle that Deal discusses is educating oneself on stepfamilies. When single parents blend to create stepfamilies, sometimes the progress is not so successful. Many children do not want change and will become angry and frustrated with new family members. Even though remarriage is supposed to be a wonderful joy, many kids are often not as excited as parent and new stepparent. Deal has put together foundations for building a stepfamily. Deal suggests that single parent should take their time, and give everyone a chance to get to know one another and get use to the idea of marriage. Overall Dating and the Single Parent is a great read for single parents who are dating or who are thinking about entering the dating world. The book focuses on dating, and stepfamily relations. Deal sets forth approaches towards building romantic relationships on a Christian basis. References Demo, D. H., Acocl, A. C. (2006). Singlehood,marriage,and remarriage the effects of family structure and family relationships n mathers well being. Journal of Family Issues, 17(3), 338-407. doi:10.1177/019251396017003005 Sweeney, M. M. (2010). Remarriage and stepfamilies. Journal of Marriage and Family, 72(3), 667-684. doi:10.1111/j.1741-3737.2010.00724.x

Short Medium And Long Term Sources Of Finance

Short Medium And Long Term Sources Of Finance There are many sources of finance, which would all provide the business with a quick source of money, which will have to be paid back. But the amount the company needs can limit them to a range of sources of finance and methods of repayment e.g. interest. The sources of finance can be split up into three types; long term, medium term and short term. Long term finance is mainly for companies who need a large sum of money, which would be difficult to be paid back, this would be used to provide start-up capital to finance the business for its whole lifespan, finance the purchase of assets with a longer life, such as buildings and provide expansion capital for large projects, such as building a new factory or taking over another business. The repayment as it is so much would be paid over a number of years rather than straight away. Medium term finance is again for high sums of money needed but not as high as long term, these usually would be used to finance the purchase of assets with a two to five year life, such as vehicles and computers, to replace an overdraft which is difficult to clear and is proving expensive and to finance a change in strategy, such as to switch marketing focus from Britain to the whole of Europe etc. But the repayment would be faster than long term, such as in a couple of years etc. Short-term finance is when a company needs money quickly for immediate things, which are temporary; the repayments are much quicker than the others. They would be used to bridge temporary finance gaps, to get through periods when cash flow is poor and to cover temporary needs for extra funds due to unexpected problems or opportunities. There are possible sources of finance, which available to a Limited company. Sources of Short-term Finance There are a number of sources of short-term finance which are listed below: 1. Trade credit 2. Bank credit Loans and advances Cash credit Overdraft Discounting of bills 3. Customers advances 4. Instalment credit 5. Loans from co-operatives 1. Trade Credit Trade credit refers to credit granted to manufactures and traders by the suppliers of raw material, finished goods, components, etc. 2. Bank Credit Commercial banks grant short-term finance to business firms which is known as bank credit. (i) Loans When a certain amount is advanced by a bank repayable after a specified period, it is known as bank loan. . (ii) Cash Credit It is an arrangement whereby banks allow the borrower to withdraw money upto a specified limit. This limit is known as cash credit limit. Initially this limit is granted for one year. This limit can be extended after review for another year. However, if the borrower still desires to continue the limit, it must be enewed after three years. (iii) Overdraft When a bank allows its depositors or account holders to withdraw money in excess of the balance in his account upto a specified limit, it is known as overdraft facility. This limit is granted purely on the basis of credit-worthiness of the borrower . (iv) Discounting of Bill Banks also advance money by discounting bills of exchange, promissory notes and hundies. When these documents are presented before the bank for discounting, banks credit the amount to cutomers account after deducting discount. 3. Customers Advances Sometimes businessmen insist on their customers to make some advance payment. It is generally asked when the value of order is quite large or things ordered are very costly. Customers advance represents a part of the payment towards price on the product (s) which will be delivered at a later date. 4. Instalment credit Instalment credit is now-a-days a popular source of finance for consumer goods like television, refrigerators as well as for industrial goods. 5. Loans from Co-operative Banks Co-operative banks are a good source to procure short-term finance. Such banks have been established at local, district and state levels. District Cooperative Banks are the federation of primary credit societies. 18.5 Merits and Demerits of Short-term Finance Short-term loans help business concerns to meet their temporary requirements of money. They do not create a heavy burden of interest on the organisation. But sometimes organisations keep away from such loans because of uncertainty and other reasons. Let us examine the merits and demerits of short-term finance. Merits of short-term finance a) Economical : Finance for short-term purposes can be arranged at a short notice and does not involve any cost of raising. The amount of interest payable is also affordable. It is, thus, relatively more economical to raise short-term finance. b) Flexibility : Loans to meet short-term financial need can be raised as and when required. These can be paid back if not required. This provides flexibility. c) No interference in management : The lenders of short-term finance cannot interfere with the management of the borrowing concern. The management retain their freedom in decision making. d) May also serve long-term purposes : Generally business firms keep on renewing short-term credit, e.g., cash credit is granted for one year but it can be extended upto 3 years with annual review. After three years it can be renewed. Thus, sources of short-term finance may sometimes provide funds for long-term purposes. Demerits of short-term finance Short-term finance suffers from a few demerits which are listed below: a) Fixed Burden : Like all borrowings interest has to be paid on short-term loans irrespective of profit or loss earned by the organisation. That is why business firms use short-term finance only for temporary purposes. b) Charge on assets : Generally short-term finance is raised on the basis of security of moveable assets. In such a case the borrowing concern cannot raise further loans against the security of these assets nor can these be sold until the loan is cleared (repaid). c) Difficulty of raising finance : When business firms suffer intermittent losses of huge amount or market demand is declining or industry is in recession, it loses its creditworthiness. In such circumstances they find it difficult to borrow from banks or other sources of short-term finance. d) Uncertainty : In cases of crisis business firms always face the uncertainty of securing funds from sources of short-term finance. If the amount of finance required is large, it is also more uncertain to get the finance. e) Legal formalities : Sometimes certain legal formalities are to be complied with for raising finance from short-term sources. If shares are to be deposited as security, then transfer deed must be prepared. Medium term finance Bank term loan This is possibly the simplest form of loans available to businesses. The average bank manager dealing with a medium sized firm and responsible to head office for the performance of the branch uses a set of well-defined criteria when making a loan. A bank loan is for a fixed amount at a fixed rate of interest. There is likely to be a demand for regular payments. The advantages of a bank term loan is that financial planning is made easier as repayments are made in regular instalments and the interest rate are often fixed, but the disadvantages are the smaller the business the higher rates paid due to presenting a higher risk of things going wrong. Long term Finance Sale of Shares This is the issuing of shares of the business to other investors who want to buy into the company. The main advantage of issuing shares is that the shareholders have limited liability if the business fails. Personal possessions are not at risk and their liability is limited to the actual capital invested. Also the capital is raised by issuing shares (which are a proportion of what the company is worth) to investors, who are encouraged to buy by the promise of receiving dividends or profits on their shares. Also shares can be sold as preference shares which offer a fixed return as profits change from year to year, according to how well the company has done. The disadvantages of selling shares are the administrative costs of issuing shares are high. Also it is difficult to estimate the market price of shares, though this problem can be avoided if tender issues them, where investors state how much they are willing to pay for them. Also the price of the shares can go up or down and shareholders may have to sell at a lower price than they bought it. Also the shares of an Ltd will have to be sold privately, which costs money and investors would might not want to invest due to the lack of hassle from buying into a Plc. Reinvested Profits This is the money that the business makes being re-invested into the business to aid its plans. The advantage of this is capital can be raised by the company reinvesting or ploughing back the profits made at the end of the year, after expenses and dividends to shareholders have been paid. The disadvantage of this is profits may be scare or non-existent, especially in times of recession. Mortgage Loans This is a loan where the lender insists on some asset of the business being tied to the repayment of the loan. In the event of bankruptcy or liquidation that lender will then have priority on the money from the sale of that asset for the repayment of the loan. The asset is always land or property. The advantage of this is capital is often supplied by pension or insurance funds for a loan over 25 30 years for buildings or land, with the asset as security. The disadvantage of this the loans are usually only given when large sums are required. Venture Capital Loans Venture capital is risk capital, usually in the forms of loan and shares as a package, to provide a significant investment in a medium or large business. The advantages of this are capital is supplied by venture capital firms who accept a certain degree of risk being inevitable. Also most venture capitalists also provide help in the form of back up management and financial expertise. Also the governments Enterprise Investment Scheme offers incentives to private investors willing to invest in unquoted companies. The disadvantages are that most venture capitalists are only interested in loans for more than  £50000 and some only consider ventures where more than  £250000 is involved, as the administration costs are not worthwhile on smaller projects. Also they charge a negotiation fee for arranging the finance and they generally expect a non controlling equity stake of 20 40% in the firms capital, as a return of their investment. Debenture Loans A debenture is a long-term loan, which does not have to be repaid until an agreed date. Debenture holders are entitled to a fixed rate of the return year and have priority over all the shareholders. The advantage of this is that individuals can supply capital to a company in the form of a long-term loan called debentures, which have to be repaid on an agreed date. These payments take priority over payments to all other shareholders. The disadvantage is that the company has to offer some security for the loan, which can be sold if the company cannot meet the payments. In the case of a fixed debenture this is a specific asset such as a building or land. (Source Advantages/Disadvantages Understanding Industry by Ian Marcousà © pg 85-86, Definitions Business Studies Pg 297 301 Susan Hammond A-Z Business Studies pg 148, 167 David Lines, Ian Marcousà © Barry Martin)